Over the years, the banking industry has been drastically changing, reshaping and remodeling for maximum customer satisfaction. Traditional transaction and banking practices have drastically lowered and digital banking practices have taken over. This quick and intelligent adaptation of online platforms by the banks has led banks to provide most of its service digitally. And this is where we talk about becoming a digital banker.
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What is Digital Banking?
Digital banking, in simple terms, is the banking activities done through the use of digital/ electronic platforms without any complexities or paperwork. Digital banking is a combination of both online and mobile banking. Customers no longer have to wait in queue or go through the lengthy documentation process; every transaction is just a click away! The evolution and application of digital banking have ensured the customers’ convenience like never before. All in all, every banking product and service is available at the palms of your hand with the evolution of digital banking.
[To know more, Read our blog on “ Why should you choose NIC ASIA Bank for Your Banking Career? “]
Who is a Digital Banker and what does a Digital Banker do?
Whenever we hear the word “banker”, several things pop up in our heads, right? We just think of someone who does the accounts, someone who receives the deposit, someone who issues the loan and many more pictures of banking activities. But a Digital Banker is someone who manages or owns a bank or group of banks through online platforms. Now let’s understand duties of a digital banker work:
- Achieve digital sales targets of various digital banking products like: Mobile banking, debit/credit card, Internet Banking, QR/POS Activation, etc.
- Participate in product campaigns to ensure that product information reaches customers.
- Carry out centrally-launched strategic initiatives at all levels.
- Create a network with clients to find new business prospects.
5 must have skills to be a Digital Banker
- Visionary mindset
One of the most important pieces of knowledge that you should acquire to be a digital banker is to have a visionary mindset. You should have long-term, strategic and planned goals and the map to execute the actions to accomplish the bank’s target.
- Technical knowledge
A digital banker must be a quick learner with adaptation of evolving and changing technology so that he/she can process and ride on the flow of technology.
- Versatile problem solving nature
Problem-solving nature is one of the must-have skills that you should possess in order to be a digital banker. The various tools of problem-solving should be known to you, along with a versatile thinking approach.
- Leadership skills
The digital banker should possess strong expertise in banking and administration management, including activities like strategy management, sales, risk monitoring and many more.
- Designing Knowledge
The knowledge of designing leaves many rooms for a digital banker to excel and make good use of the designing skills in displaying the products to the customers in an innovative way.
Which is the best bank to start your digital banker journey?
For your digital banker journey, you have a plethora of options and among them the best one is NIC ASIA Bank. NIC ASIA Bank promises a great working and learning opportunity for professional growth. Further, the bank is an ideal match to embark your digital banking career as it is the highest ranked when it comes to digital banking in Nepal. Working in NIC ASIA Bank eques you with strengthened skills. You will stay satisfied with the flexibility and other offers which makes your digital banking career more attractive and beneficial.
If all these perks of being a digital banker excites you and if you wish to pursue digital banking as a career, you can explore “Current Job Vacancies” at NIC ASIA Bank and start your career as a digital banker.
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