Sarbashrestha Sahaj Bachat Khata is another premium banking product of NIC ASIA Bank. The word “SAHAJ” translates easily, implying that this particular product of NIC ASIA Bank is highly convenient and useful to the customers, especially for the general customer segment. Furthermore, Sarbashrestha Sahaj Bachat Khata focuses on adding value to the customers’ lives while also helping them set up a habit of saving.
In this blog, we provide you with a complete guide to using our Sarbashrestha Sahaj Bachat Khata.
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Let’s learn about the benefits of Sarbashrestha Bachat Khata .
4 Amazing Benefits of Owning a Sarbashrestha Sahaj Bachat Khata
No Requirement of Minimum Balance
Banks impose a minimum balance on savings accounts to cover the costs of paying out interest. However, customers from certain categories, such as students and those who have just entered into their professional careers, can find it hard to maintain a minimum balance. Understanding these circumstances, NIC ASIA Bank has brought Sarbashrestha Sahaj Bachat Khata, where there is no need to have a minimum balance. Customers can open an account with zero balance and enjoy banking services.
8.03% p.a. Interest Rate
Sarbashrestha Sahaj Bachat Khata is synonymous with the zero balance account of NIC ASIA Bank. If you maintain the balance, you can enjoy an interest rate of 8.03%, the highest interest rate on a savings account. This account shares some similar banking facilities that come with Sarbashrestha Bachat Khata.
Insurance Benefit
Accident insurance is a monetary relief for people who are in need of solace. Connecting to this, with our zero balance account, anyone can have the privilege to avail accidental insurance up to Rs 10 lakh. This insurance covers your medical and other out-of-pocket expenses that may arise as a result of an accident.
Free Digital Banking Services
Digital banking services are instant, online, and paperless. NIC ASIA Bank offers special facilities in “digital banking” in all of its savings accounts. Talking about Sarbashrestha Sahaj Bachat Khata, here, an account-holder will be liable to enjoy:
- Debit/ATM Card – Customers can withdraw money from any ATM without paying any charge for the first year.
- Mobile Banking– Customers can enjoy all the banking services from one single app, i.e., NIC ASIA MoBank App. MoBank allows customers to perform tasks like sending money, topup mobile number, open fixed deposit, Apply IPO, pay utility bills and many more.
- Internet Banking– It covers your online or internet banking activities done via the NIC ASIA Bank website.
All these three services are FREE for the FIRST YEAR.
This facility will surely help you to save money while enjoying digital banking activities.
How to Open Sarbashrestha Sahaj Bachat Khata?
Are you excited to open Sarbashrestha Sahaj Bachat Khata and enjoy 8.03% interest with NO minimum balance requirement? So, What Next? How to do so?
Well, for our customers who value time, we offer an online account opening facility for Sarbashrestha Sahaj Bachat Khata. This facility for a Zero balance account is something you will cherish as it provides you with utmost Convenience- No need to travel or stay in the queue.
Let’s look into the steps to open Sarbashrestha Sahaj Bachat Khata online:
- Visit the Website of NIC ASIA Bank.
- Then click on apply now.
- Fill in the necessary fields and complete the entire process.
After successful completion, the customers will receive a reference number which can be used to track the account opening process. The Bank will verify the details, and if all the information is submitted correctly, then the bank will generate the account number on the same day. Customers will be notified about the account number via SMS and email.
Final Note
Now that you have discovered great reasons for having our Zero balance bank account- Sarbashrestha Sahaj Bachat Khata, don’t you want to have this account? Well, if you want to own it, then you don’t have to wait anymore! Apply for Sarbashrestha Sahaj Bachat Khata online and get set to enjoy the highest interest rate of 8.03% p.a.
Visit NIC ASIA Bank for further information. For any queries or confusion, feel free to contact us.
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