Managing your money well begins with choosing the right savings account. Savings are the base of financial security, helping you achieve both short-term and long-term goals. Whether you’re a student saving for books, a retiree seeking peace of mind, or a family looking for financial stability, a good savings account provides flexibility and benefits that suit your needs.
At NIC ASIA Bank, we are more than just a bank—we are your trusted partner in achieving your financial goals. Known for our customer-focused solutions and innovative services, we offer a variety of savings accounts designed to meet different needs. With competitive interest rates and modern digital features, we make saving easy, rewarding, and convenient.
This guide will introduce you to our top savings accounts, explain their benefits, and help you take the first step toward financial freedom.
Why Choose NIC ASIA for Your Savings Account?
Choosing the right bank is essential when safeguarding your hard-earned money. Here’s why NIC ASIA stands out:
Trusted Expertise
With years of experience serving communities, NIC ASIA has built a solid reputation as one of Nepal’s premier financial institutions. Our customer-centered approach ensures that your priorities are always ours as well.
Convenient Digital Services
Banking should enhance your life, not complicate it. With NIC ASIA’s user-friendly digital platforms, managing your money is just a click away. From mobile banking to online account management, we blend technology with exceptional service for your convenience.
A Savings Plan for Everyone
No matter where you are in life—whether you’re a young professional, a retiree, or a business owner—we offer tailored options to help you achieve your financial goals. Our extensive range of savings accounts addresses the needs of every lifestyle and financial situation.
NIC ASIA’s Top Saving Account Options
Explore our most popular savings accounts designed to help you achieve financial stability and growth.
Sathi Bachat Khata
Target Audience
For individuals who prioritize earning competitive interest on their deposits.
Key Benefits
– Interest rate of 5.10% per annum.
– Minimum balance requirement of Rs 100,000.
– Seamless digital banking facilities.
– Waived scheme transfer charges for existing Sarbashrestha savings scheme holders.
Required Documents
– Original Citizenship/Voter ID/Driving License/National ID card.
– Passport-size photo.
– National ID number
Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata
Target Audience
Residents of the Kathmandu Metropolitan City looking to maximize their savings with added perks.
Key Benefits
– Insurance coverage up to Rs 84 Lakhs (in partnership with IGI Prudential Insurance).
– 5 years of free debit card, mobile banking, and internet banking.
– Complimentary locker facility.
– Pre-approved loan limits and special concessions on rates.
– Minimum balance of Rs 10,000.
Required Documents
– Passport-size photo.
– Original Citizenship/Voter ID/Driving License/National ID card.
– National ID number
Sarbashrestha Remittance Bachat Khata-General
Target Audience
Families and individuals receiving remittances.
Key Benefits
– No minimum balance requirement.
– Increased interest rate of 6.10% (1% higher than normal accounts).
– Effortless account maintenance for easy remittance transactions.
Required Documents
– Original Citizenship/Voter ID/Driving License/National ID card.
– National ID number
– Passport-size photo.
Sarbashrestha Remittance Bachat Khata-IPO
Target Audience
Nepalese citizens employed abroad looking to invest in IPOs.
Key Benefits
– 10% IPO quota reserved exclusively for account holders.
– No minimum balance required.
– Interest rate of 6.10%, 1% higher than regular accounts.
– Online account opening for added convenience.
Required Documents
– Valid visa and work permit issued by the Government of Nepal.
– Original Citizenship/Voter ID/Driving License/National ID card
– National ID number
– Passport-size photo
– Offer letter/Staff ID
Sarbashrestha Payroll Bachat Khata-General
Target Audience
Employees seeking a convenient and fee-free salary account.
Key Benefits
– No minimum balance required.
– Free debit card and mobile banking for the first year.
– Access to over 1,000+ merchant outlets for payments.
Required Documents
– Letter from entity
– Original Citizenship/Voter ID/Driving License/National ID card
– National ID number
– Passport-size photo.
How to Get Started with NIC ASIA’s Savings Accounts ?
Opening an account with NIC ASIA Bank is simple and hassle-free. Follow these steps:
Step 1: Visit Our Website
Navigate to the NIC ASIA Online Banking Portal and select the savings account suitable for your needs.
Step 2: Prepare Required Documents
Ensure you have all necessary documents, such as identification and photographs, ready for upload or submission at your nearest branch.
Step 3: Fill Out the Application
Complete the online form or visit your nearest branch to submit your application.
With our digital tools, you can complete most of the process from the comfort of your home.
Save Smart with NIC ASIA, Starting Today!
NIC ASIA Bank offers more than just savings accounts—they provide tools for financial confidence and a brighter future. Whether you need high interest rates, convenient digital services, or specialized options for remittance or payroll, NIC ASIA has the solution for you.
Time to experience how simple, rewarding, and empowering saving can be. Explore your options or visit your nearest NIC ASIA Bank branch to open your account today. Start saving now, and take a bold step toward fulfilling your financial dreams.
Take the first step today—open your savings account and secure your future with NIC ASIA. Your financial goals are just a click away.
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