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At NIC ASIA Bank, we understand the importance of managing your account balances and completing financial transactions easily and securely. With digital technology growing, online banking is a key part of managing money. It lets you manage your finances anytime and anywhere.

To meet your diverse needs, we provide two powerful digital banking platforms: iTouch (Internet Banking) and MoBank (Mobile Banking App). These platforms allow you to pay bills, transfer funds, and much more seamlessly. Whether you like using a banking website or a mobile device, NIC ASIA has the right solution for you.

In this blog, we’ll explore the features of these platforms, their key differences, and how you can choose the one that aligns with your lifestyle.

What is Internet Banking?

Internet banking, also known as online banking, is a service that allows you to access banking services through a banking website on devices like desktops, laptops, or smartphones. With an active internet connection, you can perform a wide range of banking tasks from the comfort of your home or office.

Our iTouch Internet Banking platform is a powerful tool designed to cater to both individual and corporate users. It simplifies complex financial transactions and provides detailed insights into your finances.

Key Features of iTouch

  1. Account Balances: Easily check your balances and download account statements.
  2. Fund Transfers: Effortlessly transfer funds within NIC ASIA Bank or to other banks.
  3. Bill Payments: Schedule and pay utility bills without hassle.
  4. Corporate Tools: Advanced features like transaction approval matrices and user management for business clients.

With iTouch Internet Banking, you can do complex financial tasks. You can manage business accounts and plan payments in real time.

How to Activate iTouch?

  1. Visit our iTouch Internet Banking login page.
  2. Register your account or contact our support team for corporate setup assistance.
  3. Manage your finances securely with just an internet connection.

What is Mobile Banking?

Mobile banking refers to accessing banking services through mobile banking apps on your mobile phone. With NIC ASIA’s MoBank Mobile Banking App, you can perform secure financial transactions anytime, anywhere, using your registered mobile number.

Designed for ease and portability, the MoBank app works seamlessly on any major operating system like Android or iOS, making it a reliable companion for your financial needs.

Key Features of MoBank

  1. Access Mobile Banking: Securely log in using your registered mobile number.
  2. Real-Time Transactions: Instantly transfer funds or check mini-statements.
  3. Pay Bills: From utility payments to mobile top-ups, handle all payments on the go.
  4. Exclusive Services: Apply for IPOs, use remittance services, and enjoy exclusive merchant discounts.
  5. Top Security: With 256-bit SSL encryption, your data remains protected.

Whether you’re at home or on the move, MoBank delivers the ultimate mobile banking services for everyday needs.

How to Access MoBank?

  1. Download the MoBank app from the Google Play Store or Apple App Store.
  2. Register using your registered mobile number.
  3. Start enjoying the ultimate mobile banking experience.

Key Difference Between Internet Banking and Mobile Banking

While both platforms allow you to manage your account balances and handle financial transactions, they cater to different needs. Here’s a comparison to help you decide:

Feature iTouch Internet Banking MoBank Mobile Banking
Device Compatibility Accessible via web browsers on desktops, laptops, or smartphones. Dedicated mobile banking apps for smartphones and can use web browsers on desktops and laptops for using omni channel experience with the same credentials and different transaction limit. (omni.nicasiabank.com)
Best For Complex and large-scale financial tasks. Day-to-day financial activities and use Omni channel for large scale transaction.
Real-Time Features Optimized for real-time payment and fund transfers. Ideal for scheduled transactions and detailed reports.
Key Services Salary disbursements for corporate users, batch transactions (only for corporate internet banking) , detailed reporting. QR-based payments, quick bill payments, and top-ups and invoice history reports.

Both platforms require an active internet connection to access, ensuring your transactions are fast, reliable, and secure.

Transaction Limits Comparison

To help you manage your finances effectively, here are the transaction limits for iTouch and MoBank:

Platform Per Day Limit Per Transaction Limit Monthly Limit
iTouch (Internet Banking) NPR 1,000,000 NPR 1,000,000 NPR 30,000,000
MoBank (Mobile Banking) NPR 300,000 NPR 300,000 NPR 6,000,000
Omni Channel NPR 1,000,000 NPR 1,000,000 NPR 20,000,000

 

Notes:

  1. These limits apply to individual accounts only and exclude transactions within the same account.
  2. Government-related transactions are not restricted by these limits.

How We Integrate Convenience and Security?

At NIC ASIA Bank, we prioritize your security and convenience. Both iTouch and MoBank are equipped with:

  1. Two-Factor Authentication: For enhanced account security.
  2. 256-Bit SSL Encryption: Ensuring all your financial transactions are safeguarded.

Our platforms are regularly updated to provide the best mobile banking services and ensure compatibility with the latest devices and operating systems.

Why Choose NIC ASIA Bank for Digital Banking?

When you choose NIC ASIA Bank, you gain access to innovative, secure, and customer-centric digital banking platforms.

Key Advantages of Our Platforms

  1. 24/7 Accessibility: Access banking services anytime, from anywhere.
  2. User-Friendly Experience: Simple interfaces designed for all levels of digital literacy.
  3. Exclusive Offers: Cashback and discounts via MoBank for added value.

With high app ratings and positive feedback from thousands of users, NIC ASIA Bank is proud to be your trusted financial institution for digital banking.

Conclusion

At NIC ASIA Bank, we’re committed to providing you with cutting-edge solutions for modern financial management. Whether you prefer the robust functionalities of iTouch Internet Banking or the portability and speed of MoBank Mobile Banking Apps, we have the right platform for you.

Take the first step toward effortless financial control today!

Ready to Begin?