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Managing your savings has never been easier! With Sathi Bachat Khata from NIC ASIA Bank, you can open a savings account online from the comfort of your home. Designed for individuals seeking convenience and financial growth, this account offers you a simple and efficient way to save.

No need to visit a branch or deal with complicated paperwork—apply online and manage your finances with ease.

Open Your Sathi Bachat Khata

What is Sathi Bachat Khata?

Sathi Bachat Khata is a special savings account designed for individuals who want high interest rates and hassle-free banking. It is ideal for people of any age who value earning more on their savings.

With this account, you can enjoy competitive returns and the convenience of online account opening. It’s simple, secure, and made to make banking easier for everyone.

Key Features

  1. Minimum Balance: Keep at least 100,000 in your account.
  2. Interest Rate: Earn 10% per year on your savings.
  3. Digital Facility: Available as per NIC ASIA Bank’s STC guidelines.
  4. Loan Facility: Offered as per STC guidelines.
  5. Scheme Transfer Charges: Free for Sarbashrestha Saving Scheme holders with insurance benefits.

Additional Details

Insurance: Not included.

Flexi Fixed Deposit: Not available.

Benefits of Sathi Bachat Khata

  1. Easy Online Account Opening: Open your account online in just a few minutes.
  2. Competitive Interest Rate: Earn 10% per year on your savings.
  3. Low Minimum Balance: Start with just 100,000.
  4. Digital Payments: Make secure payments at over 1,000+ outlets.
  5. No Transfer Fees: Free transfer from Sarbashrestha Saving Scheme accounts with insurance benefits.
  6. Convenient Banking: Manage your account online with ease.
  7. Customer-Friendly: Perfect for interest-sensitive individuals who value simple and efficient banking.

How to Open Your Sathi Bachat Khata Online?

Follow these simple steps to open your account:

  1. Visit the Online Portal
    Start your application here.
  2. Choose Your Status
     – If you’re an existing NIC Asia customer, enter your account number.
    – If you’re new, select “Nepalese Citizen” or “NRN”, then proceed.
  1. Provide Your Details
    You will see the option to scan your details using Nagarik App or to input them manually.
  2. Select Account Category
    Choose Sathi Bachat Khata (Normal) and review its features.
  3. Submit Required Documents
    Upload the following:
    – Government-issued documents (Citizenship, Voter ID, or Driving License)
    – A passport-size photo
  1. Verify Your Identity
    Confirm your identity via:
    – An OTP sent to your registered mobile or email
    – A video call with the bank’s representative
  1. Fund Your Account
    Deposit the initial amount of 100,000.
  2. Receive Confirmation
    Once approved, your account details will be sent to your registered email or mobile number via SMS.

Why Choose Sathi Bachat Khata?

  1. Quick and Easy: Open your account online, anytime.
  2. Grow Your Savings: Earn 10% interest per year.
  3. Convenient: Manage your account easily with NIC ASIA’s secure digital services.
  4. For Smart Savers: Perfect for those who want to get the most from their savings.

Start your journey with Sathi Bachat Khata today. Open your account online and take the first step toward smarter savings.